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Money worth is a living benefit that stays with the insurer when the insured dies. Any superior loans versus the cash money value will lower the policy's survivor benefit. Life insurance plans. The policy proprietor and the insured are usually the exact same individual, however in some cases they may be various. As an example, a company could buy key person insurance coverage on an important worker such as a CEO, or an insured could sell their very own plan to a 3rd party for money in a life negotiation.
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